RateGenius – Lease buyout loan
Est. APR
1.99-16.00%
Loan amount
$12,000-$100,000
Min. credit score
500
Best for applicants who want guidance through the lease buyout process, including the title transfer, and Saturday access to customer service. Bad- or fair-credit borrowers may qualify.
Qualifications
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Minimum annual gross income: $24,000.
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Maximum debt-to-income ratio: 65%.
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No open bankruptcies. Most lenders will review dismissed or discharged bankruptcies.
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Maximum mileage: 100,000.
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Maximum loan to value ratio: 150%.
Specification: RateGenius – Lease buyout loan
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