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Annual fee: $0

Rewards rate: 1%-5% Cashback

Intro offer: Cashback Match

Recommended Credit Score: 690-850 (Good - Excellent)

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PROS:
  • No annual fee
  • Intro APR period
  • Bonus categories
  • Cash rewards
CONS:
  • Complicated rewards
  • Spending caps on bonus rewards
  • Lower acceptance abroad
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Annual fee: $0

Regular APR: 14.99%-25.99% Variable APR

Intro APR: 0% intro APR for 15 months on purchases and balance transfers

Balance transfer fee:  3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Rewards rate: 1%-5% Cashback

Intro offer: Cashback Match

Recommended Credit Score: 690-850 (Good - Excellent)

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PROS:
  • No annual fee
  • Intro APR period
  • Bonus categories
  • Cash rewards
CONS:
  • Complicated rewards
  • Spending caps on bonus rewards
  • Lower acceptance abroad
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Annual fee: $0

Regular APR: 25.99% Variable APR

Intro APR: 10.99% intro APR on Balance Transfers for 6 months

Minimum deposit $200

Recommended Credit Score 300-629 (Poor)

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PROS:
  • No annual fee
  • Reports to the three major credit bureaus
  • Qualify with limited/bad credit
  • Earns rewards
  • New cardholder bonus offer
CONS:
  • Requires minimum deposit
  • High APR
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Annual fee: $0

Rewards rate:1%-5

Intro offer: Cashback Match

Recommended Credit Score:630-689(Average)

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PROS:
  • No annual fee
  • Qualify with limited/bad credit
  • Bonus categories
  • Intro APR period
  • Reports to the three major credit bureaus
CONS:
  • Complicated rewards
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Annual fee: $0

Rewards rate: 1%-2%

Intro offer: Cashback Match

Recommended Credit Score: 630-689 (Average)

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PROS:
  • No annual fee
  • Intro APR period
  • Qualify with average credit
  • Bonus categories
CONS:
  • Complicated rewards
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Min. credit score Does not disclose
Fixed APR 5.49-14.99%
Variable APR 4.49-15.49%
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PROS:
  • Among the best for payment flexibility.
  • No late fees.
CONS:
  • You can’t see if you’ll qualify and what rate you’ll get without a hard credit check.
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Fees $0 per trade

Account minimum $0

Promotion Get up to $600 or more when you open and fund an E*TRADE account

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Free!
Why We Like It E*TRADE has long been one of the most popular online brokers. The company's $0 commissions and strong trading platforms appeal to active traders, while beginner investors benefit from a large library of educational resources.
PROS:
  • Easy-to-use tools.
  • Large investment selection.
  • Excellent customer support.
  • Access to extensive research.
  • Advanced mobile app.
  • Commission-free stock, options and ETF trades.
CONS:
  • Website can be difficult to navigate.
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Fees 1% for cryptocurrency

Account minimum $10

Promotion Get an 8% Bonus when you deposit at least $50. Earn more when you deposit more. (U.S. only).

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PROS:
  • Offers access to more than 30 cryptocurrencies.
  • Low minimum to fund an account and begin investing.
  • Social investing: Ability to match moves of popular traders.
CONS:
  • Service not available in all states.
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Fees $1,800 and up per year (free initial consultation)

Account minimum $0

Promotion Get 2 free months off your first year of financial planning.*

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PROS:
  • Free initial consultation.
  • Comprehensive, full-service financial planning.
  • Meetings are held virtually, via phone or video call.
  • No additional fee for investment management.
  • Fee-only advice from a designated fiduciary CFP.
  • No upfront setup fee.
CONS:
  • Wide fee range makes it difficult for potential customers to estimate costs.
  • No in-person meeting option.
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AX LOAN AMOUNT $150,000
MIN. CREDIT SCORE 600
EST. APR 10.10-79.80
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PROS:
  • Financing available within one business day after approval.
  • Simple application with minimal documentation required.
  • Startup-friendly—accepts borrowers with a minimum of six months in business.
  • Low minimum credit score requirement.
  • No prepayment penalties, account maintenance fees or inactivity fees.
CONS:
  • Rates are high compared to traditional banks.
  • May require personal guarantee.
  • Can’t be used to build business credit.
  • Weekly repayments required over a short term (maximum of 24 weeks).
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AX LOAN AMOUNT $500,000
MIN. CREDIT SCORE 660
EST. APR 10.64-31.85
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PROS:
  • Cash can be available within 3 business days.
  • Competitive rates among online lenders.
  • No minimum revenue requirement.
  • Terms up to seven years.
CONS:
  • Requires business lien and personal guarantee.
  • Not available in Nevada.
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