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Monthly fee $30.00 Waived with $30,000 minimum balance

APY N/A

Bonus $200 Requirements to qualify
Free!
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Annual fee: $0

Rewards rate: N/A

Intro offer: $15

Recommended Credit Score: 690-850 (Good - Excellent)

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Free!
PROS:
  • No annual fee
  • Intro APR period
  • Intro balance transfer fee
CONS:
  • Requires good/excellent credit
  • No rewards
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Annual fee: $0

Rewards rate: 1%-2% Cashback

Intro offer: $200

Recommended Credit Score:  690-850 (Good - Excellent)

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Free!
PROS:
  • No annual fee
  • High rewards rate
  • Intro balance transfer fee
CONS:
  • Requires good/excellent credit
  • No bonus categories
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Monthly fee $0

APY N/A

Bonus $200 Requirements to qualify

Free!
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APY 2.35% With $5,000 min.
balance for APY
Bonus N/A
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Est. APR 3.74-21.24%
Loan amount $7,500-No max.
Min. credit score 620
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Free!
PROS:
  • No vehicle restrictions.
  • Provides rate estimates through website using a soft credit check.
  • Offers rate discount with automatic payment.
  • Provides online car buying service with discounted pricing and loan preapproval.
  • Allows co-signers.
CONS:
  • Credit union membership required to get a loan.
  • No rate discounts if using online car buying service.
  • Social Security number required for online rate estimate.
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Monthly fee $0
APY 3.00% With $0 min.
balance for APY
Bonus N/A
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PROS:
  • Competitive rates compared to other online lenders.
  • No prepayment penalty.
  • Loans can be approved and funded within five business days.
CONS:
  • Requires higher annual revenue than other online lenders.
  • Requires business lien and personal guarantee.
  • Not available in Nevada, North Dakota, South Dakota or Vermont.
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Min. credit score Varies
Fixed APR 3.65-12.47%
Variable APR 3.53-12.32%
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PROS:
  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • No late fees.
  • Principal reduction of 2% if you graduate.
  • Stands out for features that enable faster loan repayment.
CONS:
  • Doesn't apply extra payments to the principal balance by default.
  • Forbearance program is less generous than others.
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Minimum deposit $2,500 Member FDIC
1-year APY 3.25%
3-year APY 3.40%
5-year APY 3.50%
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Richdash
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