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Fees 0.24% management fee

Account minimum $500

Promotion None no promotion available at this time

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PROS:
  • Low account management costs.
  • Customizable portfolios.
  • Goal-based planning tools.
CONS:
  • Limited account selection.
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Monthly fee $12.00 Waived with direct deposit of $250 or more or $1,500 daily minimum balance each statement cycle APY N/A Bonus $100 See offer page for more details
Free!
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ANNUAL FEE: $0
REWARDS RATE: 1.5x-3x Points
INTRO OFFER:  30000 Points
RECOMMENDED CREDIT SCORE: 720-850
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PROS:
  • This $0-annual-fee card earns 1.5 points for every dollar spent, and 3 points per dollar on travel purchases booked through Bank of America®. It also comes with a plum sign-up bonus for a no-fee card.
CONS:
  • Higher reward rates are available on other cards, and if you spend enough, you might come out ahead on those cards even after paying an annual fee.
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Annual fee: $0 Intro APR: 0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days Regular APR: 14.99%-24.99% Variable APR Rewards rate: No rewards Intro offer: N/A Recommended Credit Score: 690-850 (Good - Excellent)  
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PROS:
  • No annual fee
  • Intro APR period
CONS:
  • Requires good/excellent credit
  • No ongoing rewards
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Minimum deposit $0 Member FDIC
1-year APY 3.25%
3-year APY 3.50%
5-year APY 3.65%
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Min. credit score 620
Min. down payment 3%
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PROS:
  • Offers a full array of online conveniences, including loan process updates.
  • Offers financing for cooperatives, a type of home that’s common on the East Coast.
  • Sample mortgage rates available for a variety of loan products.
CONS:
  • In-person service available only in Queens and on Long Island, New York.
  • USDA loans are not available.
  • Customized rates not available online.
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Min. credit score 620
Min. down payment 3%
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PROS:
  • Offers a cash guarantee that qualifying mortgages will close on time.
  • Makes it easy to see customized mortgage rates.
  • Average interest rates are on the low end compared to other lenders, according to the latest federal data.
  • Allows qualifying buyers to make cash offers
CONS:
  • Doesn't offer VA or USDA loans.
  • Doesn't offer home equity loans or HELOCs.
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Monthly fee $0
APY 2.25% With $0 min. balance for APY
Bonus N/A
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Fees 0.25% management fee

Account minimum $10

Promotion Up to 1 year of free management with a qualifying deposit

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Free!
PROS:
  • Multiple investment options.
  • Robust goal-based tools.
  • Fractional shares mean all your cash is invested.
  • Low management fee.
CONS:
  • $100,000 minimum and higher fee for access to financial advisors.
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Fees $45 - $250 per year Account minimum $0 Promotion $10 off with code REEETIRE10
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PROS:
  • 401(k) management.
  • No account minimum.
  • Free analysis.
  • Access to financial advisors.
CONS:
  • Limited direct IRA management.
  • High costs for small account balances.
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MAX LOAN AMOUNT $250,000
MIN. CREDIT SCORE 625
EST. APR 15.00-78.00
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PROS:
  • Cash can be available within 12 to 24 hours.
  • Multiple term lengths for different financing needs.
  • Low minimum credit score requirement.
  • Startup-friendly; accepts borrowers with a minimum of six months in business.
CONS:
  • May require weekly repayments.
  • Requires personal guarantee.
  • Not available in North Dakota, South Dakota or Nevada.
  • Rates can be high compared to traditional lenders.
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Monthly fee $0
APY N/A
Bonus $350 *Conditions apply. Click “Learn More” for offer details.
Richdash
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