OpenSky® Secured Visa® Credit Card
Annual fee: $35
Regular APR: 19.64% Variable APR
Intro APR: N/A
Minimum depositb: $200
Recommended Credit Score: 300-689 (Poor – Average)
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years.
- Get considered for a credit line increase after 6 months, with no additional deposit required.
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months.
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card.
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months.
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit.
- Easy application, apply in less than 5 minutes right from your mobile device.
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule.
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
Specification: OpenSky® Secured Visa® Credit Card
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