Est. APR
7.99-35.99%
Loan amount
$2,000-$36,500
Min. credit score
600
LendingPoint personal loans are funded quickly and may be available to borrowers with fair or bad credit. Competitors may offer larger loans and more loan options.
Qualifications
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Minimum credit score: 600. LendingPoint uses FICO score version 9 and VantageScore version 3.
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Minimum credit history: 6 months.
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Maximum debt-to-income ratio: 50%, not including mortgage.
Specification: LendingPoint
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