Intro APR: 10.99% intro APR on Balance Transfers for 6 months
Minimum deposit $200
Recommended Credit Score 300-629 (Poor)
No credit score required to apply.
No Annual Fee, earn cash back, and build your credit with responsible use.
Establish your credit line by providing a refundable security deposit of at least $200. That means a $200 deposit for a $200 credit line. Or a $500 deposit for a $500 credit line. Bank information must be provided when submitting your deposit, and the security deposit equals your credit limit.
Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
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Click “Apply Now” to see terms and conditions.
Specification: Discover it® Secured Credit Card
best-for
Best Credit Card for Building Credit
annual-fee
0$
intro-apr
10.99% intro APR on Balance Transfers for 6 months
regular-apr
25.99% Variable APR
minimum-deposite
$200
recommended-credit-score
300-629 (Poor)
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