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Annual fee: $0

Regular APR: 25.99% Variable APR

Intro APR: 10.99% intro APR on Balance Transfers for 6 months

Minimum deposit $200

Recommended Credit Score 300-629 (Poor)

  • No credit score required to apply.
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • Establish your credit line by providing a refundable security deposit of at least $200. That means a $200 deposit for a $200 credit line. Or a $500 deposit for a $500 credit line. Bank information must be provided when submitting your deposit, and the security deposit equals your credit limit.
  • Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Click “Apply Now” to see terms and conditions.

Specification: Discover it® Secured Credit Card

best-for

Best Credit Card for Building Credit

annual-fee

0$

intro-apr

10.99% intro APR on Balance Transfers for 6 months

regular-apr

25.99% Variable APR

minimum-deposite

$200

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Discover it® Secured Credit Card
Discover it® Secured Credit Card
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