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Annual fee: $0

Intro APR: 0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days

Regular APR: 14.99%-24.99% Variable APR

Rewards rate: No rewards

Intro offer: N/A

Recommended Credit Score: 690-850 (Good – Excellent)

 

  • New longer intro period! 0% Introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.99% – 24.99%
  • Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee.
  • No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app.
  • Contactless Cards – The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now. .

 

Specification: BankAmericard® credit card

best-for

Long 0% intro period

annual-fee

0$

intro-apr

0% intro APR on Purchases for 21 billing cycles and 0% intro APR on Balance Transfers for 21 billing cycles for any balance transfers made in the first 60 days

regular-apr

14.99%-24.99% Variable APR

rewards-rate

No Rewards Rate

intro-offer

N/A

Photos: BankAmericard® credit card

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