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Fees $3 - $5 per month

Account minimum $0

Promotion $10 Sign Up Bonus

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PROS:
  • Automatically invests spare change.
  • Cash back at select retailers.
  • Educational content available.
CONS:
  • High fee on small account balances.
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inimum deposit $1,000 Federally insured by NCUA
1-year APY 3.50%
3-year APY 3.60%
5-year APY 3.65%
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APY 2.20% With $100 min.

balance for APY

Bonus $100 Requirements to qualify
Free!
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National / regional National
Min. down payment 10%
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PROS:
  • Excels in online convenience, with document upload, loan tracking and e-signatures.
  • Offers good rate transparency; rate shoppers can see customized interest rates.
CONS:
  • Limited variety of loan products: FHA, VA and USDA loans are unavailable.
  • Doesn't offer home equity loans and lines of credit.
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Est. APR 6.99-20.74%
Loan amount $5,000-$99,999
Min. credit score 520
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PROS:
  • Applicants can pre-qualify with a soft credit check.
  • Application process 100% online including document upload.
  • Social Security number not required to see pre-qualified offers.
  • Customer service available on Saturday.
  • Borrowers can choose loan payment due date.
CONS:
  • Loan funding takes two days or more, longer than other lenders.
  • No rate discount offered.
  • 24-month loan term not offered.
  • Has vehicle restrictions.
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Fees $0per trade (on eligible US securities)

Account minimum $0

Promotion $100-$3,000 in cash bonus with qualifying deposit.

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Free!
Why We Like It Ally Invest’s robust trading platform and lineup of free research, charting, data and analytical tools make it a good choice for active traders. But it’s also appropriate for beginning investors who will appreciate that there is no account minimum and no annual fees.
PROS:
  • Commission-free trades on eligible U.S. stocks, options and ETFs.
  • No account minimum.
  • Strong web-based platform.
  • Robust research and tools.
CONS:
  • No no-transaction-fee mutual funds.
  • No branche
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Annual fee: $0

Rewards rate: 1%-2% Cashback

Intro offer: $250

Recommended Credit Score: 690-850 (Good - Excellent)

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Free!
PROS:
  • No annual fee
  • High rewards rate
  • Intro APR period
  • Cash rewards
CONS:
  • Spending caps on bonus rewards
  • Requires good/excellent credit
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REWARDS RATE:1%-2% cashback INTRO OFFER: $250 RECOMMENDED CREDIT SCORE:690-850
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PROS:
  • You get an introductory 0% intro APR on Purchases for 12 months, and then the ongoing APR of 16.24%-24.24% Variable APR. For rewards, you earn 2% cash back on the first $50,000 in purchases each year, and 1% after that. Terms apply.
CONS:
  • The $50,000 cap on 2% cash back makes this card a poor fit for businesses with high expenses. Prefer Amex points to cash back? See The Blue Business® Plus Credit Card from American Expres
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Monthly Fee: 0
APY: N/A
Min. Opening Deposit: 0
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PROS:
  • No monthly fees or minimum opening deposit.
  • Unlimited fee-free transactions; no overdraft or incidental fees.
  • Up to $12 in monthly refunds for ATM fees charged by other banks worldwide.
  • Cash deposits via MoneyPass ATMs.
CONS:
  • High fee ($45) for international wire transfers.
  • No weekend or after-hours customer support.
  • No third-party app integrations.
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PROS:
  • No monthly fees or minimum opening deposit.
  • Unlimited fee-free transactions.
  • Automatic refunds of all ATM fees (domestic).
  • Cash deposits via MoneyPass and AllPoint ATMs.
  • 24/7 customer support.
  • Welcome bonus for new customers (terms apply).
CONS:
  • $25 fee for insufficient funds/uncollected funds returned.
  • No third-party app integrations.
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Monthly fee $0
APY
1.25% With $0 min.
balance for APY
Bonus $100 Earn $100 with direct deposit. Terms apply.
Richdash
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