Parent loans for college

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PROS:
  • Borrowers can finance undergraduate and graduate degree programs.
  • Students do not have to attend college in Texas to qualify.
CONS:
  • Available only to parent borrowers in Texas.
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Min. credit score Mid-600s Fixed APR 3.75-13.60% Variable APR 2.99-12.13%  
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PROS:
  • You can see if you’ll qualify and what rate you’ll get without a hard credit check.
  • Multiple in-school repayment options available, including interest-only and flat-fee, and deferred for undergrad and grad students.
  • Additional perks like career planning, job search assistance and entrepreneurship support available.
CONS:
  • Does not offer bi-weekly payments via autopay.
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