Best of Student Loans
Showing all 9 results
PROS:
- Borrowers can finance undergraduate and graduate degree programs.
- Students do not have to attend college in Texas to qualify.
CONS:
- Available only to parent borrowers in Texas.
PROS:
- You can see if you’ll qualify and what rate you’ll get without a hard credit check.
- No late fees.
- Principal reduction of 2% if you graduate.
- Stands out for features that enable faster loan repayment.
CONS:
- Doesn't apply extra payments to the principal balance by default.
- Forbearance program is less generous than others.
Min. credit score Does not disclose
Fixed APR 5.49-14.99%
Variable APR 4.49-15.49%
More details +
Fixed APR 5.49-14.99%
Variable APR 4.49-15.49%
PROS:
- Among the best for payment flexibility.
- No late fees.
CONS:
- You can’t see if you’ll qualify and what rate you’ll get without a hard credit check.
PROS:
- Offers a hard-to-find option: non-co-signed student loans for international and DACA students.
- Borrowers are assigned a dedicated student loan advisor.
- Borrowers can request forbearance of up to 24 months, which is longer than many lenders offer.
CONS:
- Payment required while in school and during the grace period.
- Offers only one repayment term: 10 years.
Min. credit score Mid-600's
Fixed APR 3.75-13.72%
Variable APR 3.37-13.72%
More details +
Fixed APR 3.75-13.72%
Variable APR 3.37-13.72%
PROS:
- One of the few lenders to provide loans to part-time students.
- Borrowers can access online tutoring and free credit score tracking.
- Non-U.S. citizens, including DACA students, can apply with a U.S. co-signer.
CONS:
- You can't see if you’ll qualify and what rate you’ll get without a hard credit check.
PROS:
- You can see if you’ll qualify and what rate you’ll get without a hard credit check.
- Multiple in-school repayment options available, including interest-only and flat-fee, and deferred for undergrad and grad students.
- Additional perks like career planning, job search assistance and entrepreneurship support available.
CONS:
- Does not offer bi-weekly payments via autopay.
PROS:
- You can see if you’ll qualify and what rate you’ll get without a hard credit check.
- Multiple in-school repayment options available, including interest-only and flat-fee, and deferred for undergrad and grad students.
- Additional perks like career planning, job search assistance and entrepreneurship support available.
CONS:
- Does not offer bi-weekly payments via autopay.
PROS:
- You can refinance parent PLUS loans in your name.
- You can see if you’ll qualify and what rate you’ll get without a hard credit check.
- Additional perks like career planning, job search assistance and entrepreneurship support available.
CONS:
- No co-signer release available.
- Loan size minimum is higher than most lenders.
PROS:
- Payments aren’t due if you’re unemployed.
- Lending decisions are not based on your credit score.
- You receive free career services, including job placement support.
CONS:
- There’s no discount for paying off your agreement early like some lenders offer.
- Funding may not be available based on your school or major.
- Not available in South Carolina.