BUILDING CREDIT

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0
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Annual fee: $0

Regular APR: 28.49% Variable APR

Intro APR: N/A

Minimum deposit: $49, $99 or $200

Recommended Credit Score:300-629 (Poor)

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PROS:
  • No annual fee
  • Qualify with limited/bad credit
  • No foreign transaction fees
  • Report to three major credit bureau
CONS:
  • Requires minimum deposit
  • No rewards
  • High APR
0
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Annual fee: $0

Regular APR: N/A

Intro APR: N/A

Minimum deposit: N/A

Recommended Credit Score: 300-669 (Poor - Average)

More details +
PROS:
  • No annual fee
  • No credit check
  • No APR
  • Adjustable credit limit
CONS:
  • Must open a Chime account
  • No rewards
  • No upgrade path
0
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Annual fee: $0

Regular APR: 25.99% Variable APR

Intro APR: 10.99% intro APR on Balance Transfers for 6 months

Minimum deposit $200

Recommended Credit Score 300-629 (Poor)

More details +
PROS:
  • No annual fee
  • Reports to the three major credit bureaus
  • Qualify with limited/bad credit
  • Earns rewards
  • New cardholder bonus offer
CONS:
  • Requires minimum deposit
  • High APR
0
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Annual fee: $35

Regular APR: 19.64% Variable APR

Intro APR: N/A

Minimum depositb: $200

Recommended Credit Score: 300-689 (Poor - Average)

More details +
$35.00
PROS:
  • Qualify with limited/bad credit
CONS:
  • Has annual fee
  • Requires minimum deposit
  • No rewards
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