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What are Credit Scores and what are the Different Credit Score Ranges?

Your credit score is an important factor when accessing loans, credit cards, and other financial products. A higher score will give you access to more options ...

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Should I Consolidate My Debt and How Does Debt Consolidation Work?

Debt consolidation can be a great way to manage your debt and create a more manageable, organized payment plan. Consolidating multiple debts such as credit ...

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What Constitutes a Good Credit Score? How Can I Achieve and Keep a Good Credit Score?

Having a credit score of 690-719 in the widely used 300-850 point range is considered a good credit score. On this scale, scores 720 and above are deemed ...

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How Much Money Should I Have in Savings by Every Age? How Much to Save for Retirement?

To build up your savings, the first step is to identify the target amount you should have in savings. This can be done by adding up your core expenses. These ...

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Applying for a Credit Card to Ensure Approval

Applying for a credit card is usually straightforward and can be done quickly with the completion of an online form. However, it's important to understand that ...

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What are the Benefits and Risks of Doing a Balance Transfer?

A balance transfer can be an effective way to manage debt, especially high-interest credit card balances. Moving that debt from one account to another with a ...

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The Four-Step Method to Selecting Best Credit Cards of February 2023

Credit cards have become a ubiquitous aspect of modern finance, offering a vast array of advantages and conveniences to their users. Their utilization presents ...

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High-Yield CDs and How It Works?

CDs with high yields are great for earning money for a business. The best ones have higher rates of return and more interest. What are high-yield CDs? A ...

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CD Investments: How Much Can CDs Earn?

CDs offer a low risk of investments and some guaranteed returns. What you earn is dependent on the rates at which they're offered. Rates are in an increasing ...

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How to Consolidate and Refinance Your Student Loans

There are two common types of student loan consolidation: federal and private. Private consolidation, known as refinancing, allows you to pay off your old ...

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