Monthly fee $0 APY 3.00% With $0 min. balance for APY Bonus N/A
Why we like it
The Free Rewards Checking account offers an exceptionally high annual percentage yield of 3.00% for balances of up to $10,000, as long as you’re able to meet a few spending and online banking requirements. Jumping through some additional hoops will land you as much as 5.00% APY on balances of up to $10,000. If you can’t qualify for these rates, your APY will be 0.01%, and you won’t get unlimited ATM fee refunds.
Consumers Credit Union is easy to join: Just pay $5 to become a member of the Consumers Cooperative Association. The credit union participates in shared branching, so you’ll have access to thousands of branches and ATMs.
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