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Monthly fee $6.95 Waived with direct deposit or $1,500 minimum balance
APY N/A
Bonus $500 Requirements to qualify

Why we like it

What you’ll get: $300 or $500.

Expiration: 11/21/2022.

How to get it: Open a U.S. Bank Smartly Checking account at the promo page and enroll in online banking or the U.S. Bank mobile app. To earn the $300 bonus, make at least two direct deposits totaling a minimum of $3,000; to earn the $500 bonus, make at least two direct deposits totaling a minimum of $6,000. Enrollment must be completed and the deposits must be made within 60 days of opening the account. Your account must be open and have a positive balance to receive the bonus.

Where to open: Online.

Who can qualify: Must live in Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina (Charlotte area only), North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin or Wyoming to be eligible for an account.

When you’ll get it: Within 60 days of verification that you have met the requirements.

Monthly fee: $6.95, waived with monthly direct deposits totaling over $1,000, an average balance of at least $1,500 or by having an eligible U.S. Bank credit card.

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U.S. Bank’s Bank Smartly™ Checking
U.S. Bank’s Bank Smartly™ Checking
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