0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 15.99% to 27.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
$0 Annual Fee
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine or enjoy an experience simply by using an eligible Wells Fargo credit card.
Select “Apply Now” to learn more about the product features, terms, and conditions
View Rates and Fees
Specification: Wells Fargo Reflect® Card
best-for
Longest 0% intro APR period
annual-fee
0$
intro-apr
0%
regular-apr
15.99%-27.99%
rewards-rate
N/A
intro-offer
N/A
recommended-credit-score
690-850 (Good – Excellent)
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